Grow your business with Imaginary Payments
Join merchants who will leverage Imaginary Payments' BNPL solutions to attract new customers, increase cart size, and boost sales. Transform casual browsers into loyal buyers in just a few easy steps!
Get started by first telling us about your business
Flexible Payment Options
Offer customers the flexibility to pay over time with our easy-to-use BNPL options, helping you convert more sales.
Increase Cart Size
Boost your average order value by allowing customers to break down their purchases into smaller payments.
Attract New Customers
Stand out from competitors by offering a payment solution that appeals to a wider audience of budget-conscious buyers.
Boost Customer Loyalty
Provide a seamless shopping experience that keeps your customers coming back with easy payment plans and improved affordability.
Give your consumer the advantage of Imaginary Payments
Our payment solution increases consideration
When shoppers discover they have a smarter choice in how they pay at checkout, they’ll be more likely to convert.
Payments made simple
Seamlessly settle every transaction
We make it easy for your consumers to make payments and manage their account with the Imaginary Payments app—and we pay you upfront and in full. We send the funds to your bank account via ACH transfer within 1–3 business days of each transaction.
Our Socials:
The Imaginary Pay in 4 option offers 0% APR with no interest or hidden fees. Available options depend on your purchase amount and may vary by merchant. A down payment may be required. For example, a K1,000 purchase could be split into 4 interest-free payments of K250 every 2 weeks.
Accounts held with Imaginary Payments are managed by Zambian partner banks and financial institutions regulated by the Bank of Zambia. Imaginary Payments itself is not a bank.
Residents of Zambia: Imaginary Payments lending services are licensed under the Zambian Financial Services Act. Loans are provided or arranged in partnership with licensed financial institutions.